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Student receiving graduation award

Scholarship Database

Every verified funding route for Ghanaian tertiary students — each one flagged for whether you can use it at a private university.

31 routes · Verified October 2026

3

Government

10

Women-Focused

13

Open to Private-Uni Students

31

Total Routes

Start Here

The three moves every Ghanaian student should make, in order.

Step 1
Scholarships Secretariat
Apply to the Local Tertiary Scheme (Apr 1 – May 15 for continuing students). Applications are reviewed in your district, with an interview at your District Assembly.
Step 2
SLTF Student Loan
Open to Ghanaian diploma and first-degree students at a GTEC-accredited institution like Klintaps. No guarantor needed; you repay after school and national service. The regular loan is GHS 2,250–4,500 a year; ask about the means-tested, full-fee Loan Plus.
Step 3
Targeted Awards
Filter the database below by your category — women-focused, disability, postgraduate, study-abroad — and only spend applications on awards you can actually hold.

The Klintaps Internal Scholarship

KCoHAS runs a limited internal scholarship open to all Ghanaian students — awarded on both need and merit, for brilliant but needy students. Slots are limited each year.

Ask Admissions About Availability

The Database

Every route below was verified against the provider's own site in October 2026. The badge on each card answers the question other lists won't: can a student at a private university like Klintaps actually use this?

Showing 31 of 31 funding routes

Ghana Scholarships Authority: Local Tertiary Scholarship
Check with provider
The government’s flagship local award for brilliant-but-needy Ghanaians (formerly the Scholarships Secretariat). The 2026/27 call used an online application, an aptitude test, then a selection interview at a designated district assembly.

Apply: 2026/27 call ran Apr 10 – May 15, 2026 (closed). Next call not yet announced

Now the Ghana Scholarships Authority (Act 1149, 2025). Its FAQ says awards go to students of "accredited public and private universities", but the 2026/27 call was limited to STEM and Law students in public universities. Read each new call’s criteria before you apply.

scholarships.gov.gh
GETFund Scholarship (Local)
Open to Klintaps students
Ghana Education Trust Fund support for financially needy Ghanaians at accredited tertiary institutions in Ghana, with an undergraduate call (diploma, HND, degree) and a postgraduate call (master’s, PhD).

Apply: Oct 5 – Nov 27, 2026 (2026/27 call, undergraduate and postgraduate)

The portal’s eligibility check accepts "Private Institution" applicants. It turns away first-year regular students at public institutions, who are covered by No-Fees-Stress instead. You must show financial need, and an application does not guarantee an award. Apply only through the official portal.

scholarships.getfund.gov.gh
GETFund Foreign Postgraduate Scholarship
Open to Klintaps students
Funds Ghanaian graduates for postgraduate study abroad.

Apply: 2026/27 call opened Apr 13, 2026 (now closed). Next call not yet announced

Open to qualified Ghanaian graduates with admission to a recognised foreign postgraduate programme; the criteria set no condition on where you earned your first degree.

getfund.gov.gh
Students Loan Trust Fund (SLTF)
Open to Klintaps students
Government student loans for Ghanaians on diploma or first-degree programmes at accredited tertiary institutions, with no guarantor needed. Klintaps undergraduates can apply.

Ghanaian undergraduates only (not master’s or sandwich programmes), and the SLTF says only needy applicants are considered. The regular loan is GHS 2,250 – 4,500 a year at 6% simple interest (from 2025/26). A separate Students Loan Plus is a means-tested, full-fee loan paid to the institution; whether it extends to private institutions like Klintaps is not yet confirmed, so ask before you rely on it. Repayment is due after a grace period, whether or not you have a job. The 2025/26 portal closed on Jul 15, 2026.

sltf.gov.gh
Free Tertiary Education for Persons with Disabilities
Check with provider
Full academic fees, plus residential fees in public tertiary housing, for Ghanaian undergraduates with validated disabilities. Run by the SLTF under the No-Fees-Stress policy and paid directly to institutions.

The SLTF advisory lists students at "accredited public or private" institutions as eligible, but it is addressed to public institutions and its payment process runs only through them. Ask your school’s finance office and the SLTF how to be included before you rely on it.

sltf.gov.gh
No-Fees-Stress: Free First-Year Academic Fees
Not open to Klintaps students
Free first-year academic fees for students admitted to public tertiary institutions, a government policy administered by the SLTF.

Public institutions only. Listed so private-university applicants know it does not apply to them, and why some government awards, such as GETFund, treat public first-years differently.

sltf.gov.gh
Akua Kuenyehia Foundation
Check with provider
Educational scholarships and mentorship for bright, underprivileged girls and women in Ghana, with undergraduate and some postgraduate support.

Not accepting new scholarship applications (site checked Oct 2026); watch the Foundation’s channels or email info@akuakuenyehiafoundation.org for the next cycle. The site does not say whether private-university students qualify.

akuakuenyehiafoundation.org
Marian Kwofie Memorial Foundation
Check with provider
Scholarships and mentorship for young Ghanaian women from deprived homes with no other means of funding tertiary education.

Application portal closed when checked (Oct 2026). The site does not say whether private-university students qualify; ask before you apply.

mariankwofiefoundation.com
Alice Dede Foundation
Check with provider
Merit-based scholarships for talented, underprivileged girls (stated bar: at least 6 A’s and 2 B’s).

The site shows no dated application cycle (latest date on it is 2021), and its named beneficiaries attend public institutions. Confirm with the Foundation that the programme is running and covers private universities before you apply.

alicededefoundation.org
WAAW Foundation
Open to Klintaps students
Scholarships for African women under 32 in the first years of a STEM bachelor’s degree at a university or college in Africa.

Apply: Opens 30 October 2026 (WAAW scholarship page); closing date not yet published

For 1st- and 2nd-year undergraduates (3rd year of a 5-year course). WAAW excludes core medical programmes, naming Medicine and Surgery, Nursing and Optometry, so MBChB and Optometry students are not eligible; Pharmacy and Biomedical Sciences are named as eligible. Check other programmes against the current call.

waawfoundation.org/scholarship
African Gifted Foundation
Not open to Klintaps students
Funds the African Science Academy in Tema, an A-level school for girls strong in Mathematics and Science.

Secondary-school (A-level) scholarships, not university funding. Often listed as “African Gifted Hands”; listed so you target the right awards.

africangifted.org
Zawadi Africa Educational Fund
Not open to Klintaps students
Scholarships for academically gifted girls from disadvantaged backgrounds, placed at Zawadi’s partner universities. Zawadi lists Kenya, Uganda and Ghana as operating countries.

For girls who finished secondary school within the last two years, placed at Zawadi partner universities, so it cannot fund study at Klintaps. The 2026 call published only a Kenya deadline; confirm with Zawadi whether a Ghana call is running.

zawadiafrica.org
CAMFED Ghana Tertiary Scholarship
Not open to Klintaps students
Comprehensive support (tuition, accommodation, stipend) for marginalised young women from CAMFED’s operating districts, delivered with the Mastercard Foundation.

Scholars are identified through CAMFED’s community programme in its districts, not by open application, and no current call was found (Oct 2026). Listed so you target the right awards.

camfed.org
Telecel Ghana FESSP (Female Engineering Students Scholarship Programme)
Not open to Klintaps students
Final-year female engineering students at Telecel’s partner universities: tuition support, a laptop, data, mentorship, internship and national service placement. Running since 2011.

Engineering only, drawn from Telecel’s partner universities (2025 and 2026 cohorts: KNUST, UG, UCC, UMaT, GCTU). We found no open public call. Listed so you target the right awards.

telecel.com.gh
Margaret McNamara Educational Grants (MMEG)
Not open to Klintaps students
Grants for women aged 25 or older from developing countries (Ghana is eligible) who are already registered at a university in an MMEG programme country: US/Canada, France, South Africa (listed universities) or Latin America and the Caribbean.

Apply: US-Canada programme: 15 Sep to 15 Jan (other programmes have their own dates)

Study in Ghana, including at Klintaps, does not qualify. Listed for Ghanaian women continuing their studies abroad. Certificate, undergraduate, graduate and postdoc students can apply.

mmeg.org
L'Oréal-UNESCO For Women in Science, Sub-Saharan Africa
Open to Klintaps students
Research grants for Sub-Saharan African women scientists working in the region. The 2026 edition offered 30 doctoral and 8 postdoctoral grants; numbers change each edition.

PhD candidates in their second year or later, or postdocs, only. MSc/MPhil students and undergraduates are not eligible. Relevant to faculty pursuing doctorates. The 2026 call closed on 15 May 2026.

forwomeninscience.com
J&E Quansah Foundation
Open to Klintaps students
Need-based scholarships covering tuition and housing for high-achieving Ghanaian undergraduates.

Apply: Closed 29 Sep (2026 cycle)

Open to in-person undergraduates at public or private institutions in Ghana (online study excluded). Asks for at least 4As and 4Bs in WASSCE.

jequansahfoundation.org
Otumfuo Osei Tutu Foundation
Check with provider
Educational support from the Asantehene’s foundation for brilliant, needy students.

Not accepting scholarship applications as of Oct 2026, and no public or private rule is published. Check the Foundation’s scholarship page for the next call.

otumfuofoundation.org.gh
MTN Ghana Foundation — Bright Scholarship
Not open to Klintaps students
Covers tuition, accommodation, a learning device and a stipend for reading materials. The 2025/26 cycle made 500 awards: 300 to students and 200 to teachers.

Apply: 1 Feb – 31 May (2026 cycle)

For first-year or continuing first-degree students at public tertiary institutions only, listed so you don’t spend an application on it. Applicants who already hold another scholarship should not apply.

scholarship.mtn.com.gh
Mastercard Foundation Scholars Program
Check with provider
Comprehensive scholarships delivered through partner universities and NGOs (in Ghana, e.g. KNUST and CAMFED Ghana).

You apply through a partner, not to the Foundation, and university-route awards are held at that partner. Klintaps is not a partner, so check the partner list and any CAMFED route rules before applying.

mastercardfdn.org
Kufuor Scholars Program
Open to Klintaps students
Three-year leadership-development programme for African students enrolled at tertiary institutions in Ghana.

Apply: Annual call; the 11th Class closed 1 Oct 2026

Leadership training and mentorship, not fee support (scholars get a participation stipend). Open to first- and second-year students aged 23 or younger at any recognised tertiary institution in Ghana. Applications run through kufuorscholarapplication.com.

kufuorfoundation.org
Wells Mountain Initiative
Open to Klintaps students
Partial scholarships for students in developing countries studying for a first undergraduate degree in their home country.

Apply: 1 Dec – 1 Mar (2026 cycle)

For in-country study with no public-only rule, so a genuine option for Klintaps students. Partial award that does not cover all costs; scholars must do 100 hours of community service a year. Applications run through WMI’s online portal.

wellsmountaininitiative.org
Tertiary Education Scholarship Trust for Africa (TEST)
Not open to Klintaps students
Need-based undergraduate scholarships at eight participating Ghanaian public universities.

Apply: New applications closed 31 Aug (2026/27 cycle)

Only students at the listed public universities and polytechnics may apply. Listed so you don’t waste an application.

testforafrica.org
Light and Bells Health Foundation Scholarship
Not open to Klintaps students
Small tuition-support awards ($100 each, six per year) for medicine, nursing and allied health students in Africa.

Apply: 6 Jul to 2 Oct (2026 cycle, closed)

Government-owned institutions only, per its 2026 guidelines. Listed so you don’t waste an application.

lightandbellshealth.com
GNPC Foundation Scholarship
Check with provider
Undergraduate and postgraduate support in science, engineering and technology fields.

GNPC’s own page conflicts: it cites “any GTEC accredited” and “public or private” institutions, but limits continuing students to public institutions. Recent calls reported elsewhere limit undergraduate awards to public institutions. Confirm with GNPC and apply only via gnpcghana.com.

www.gnpcghana.com/gnpc-foundation
Chevening Scholarships (UK)
Open to Klintaps students
Fully funded one-year master’s degrees in the UK for emerging leaders. Ghana is an eligible country.

Apply: Opens Aug, closes Oct (the 2027/28 call has closed)

Any undergraduate degree that qualifies you for a UK master’s counts, wherever you earned it. You need at least two years’ work experience (2,800 hours) and must return to Ghana for two years after the award.

chevening.org
DAAD Scholarships (Germany)
Open to Klintaps students
German postgraduate funding. Its development-related (EPOS) programme for professionals from developing countries includes master’s courses in international and global health.

EPOS courses ask for relevant work experience and each course sets its own requirements and deadline. Check the course page and the DAAD scholarship database.

daad.de/en
Türkiye Scholarships (Türkiye Burslari)
Open to Klintaps students
Fully funded associate to doctoral study in Türkiye: tuition, monthly stipend, accommodation, health insurance, a flight ticket and a Turkish language course.

Apply: 10 Jan – 20 Feb (2026 call)

Study takes place in Türkiye, not at Klintaps. Klintaps graduates can apply for master’s and doctoral places.

turkiyeburslari.gov.tr
Commonwealth Scholarships (UK)
Open to Klintaps students
UK master’s funding for citizens of eligible Commonwealth countries, including Ghana. You apply through Ghana’s national nominating agency, not directly to the CSC.

For 2027/28 Ghana is eligible for Commonwealth Master’s Scholarships but not for PhD Scholarships. You need a 2:1 first degree (or a 2:2 plus a relevant postgraduate qualification) and must show you could not afford UK study without the award. The 2027/28 call closed on 20 October 2026; nominating bodies set earlier deadlines.

cscuk.fcdo.gov.uk
Absa Fellowship Programme
Not open to Klintaps students
Undergraduate fellowship for citizens of Absa’s African markets, including Ghana, starting first year at a public university in South Africa.

An international pathway (South Africa), not funding for study at Ghanaian institutions. Health science is included but medical and veterinary degrees, including MBChB, are excluded.

absa.africa/fellowship
Commercial Bank Personal Loans (for education costs)
Open to Klintaps students
Some Ghanaian banks offer personal loans that can be used for education costs (Stanbic’s personal loan lists “education expenses” as a use). These go to salaried borrowers, usually a parent or sponsor, and are not dedicated student loans.

Commercial products: the borrower must be employed, and rates, tenor and repayment vary. The loan is not tied to a school. Ask your bank, and compare against the SLTF first.

www.stanbicbank.com.gh/gh/personal/products-and-services/borrow-for-your-needs/personal-loan

How the Government's District Process Works

The Scholarships Secretariat's local awards are decentralised: you apply online at scholarships.gov.gh, select your district, and your application is reviewed locally. Shortlisted applicants are invited by SMS, email or phone for a face-to-face interview at their District Assembly.

This means your application competes in your district — prepare your documents (see below), be reachable on the phone number you provide, and treat the district interview like an admission interview.

Common Requirements

Most scholarships require the following documents and criteria.

Ghanaian citizenship
Valid ID document
WASSCE/SSSCE certificate
Admission letter
Academic transcript
Personal statement/essay
Recommendation letters
Proof of financial need

Frequently Asked Questions

Can private university students get government scholarships in Ghana?
Yes — Ghanaian diploma and first-degree students at any GTEC-accredited institution, public or private, can apply for a Students Loan Trust Fund (SLTF) loan with no guarantor, and the Ghana Scholarships Authority's FAQ covers accredited private universities, though its 2026/27 call was limited to public-university STEM and Law students, so read each new call. Some awards, like MTN Bright, are restricted to public institutions, and others, like GNPC, are unclear: our database flags each one.
Does the SLTF cover Klintaps University College students?
Yes, for Ghanaian students on a diploma or first degree. Klintaps is GTEC-accredited, so they can apply for an SLTF loan with no guarantor, and repay after school and national service. The regular loan is GHS 2,250–4,500 a year. A means-tested, full-fee Students Loan Plus also exists; ask whether it extends to private institutions like Klintaps. Master's and international students are not covered.
When do scholarship applications open in Ghana?
The Ghana Scholarships Authority's 2026/27 local tertiary call ran April 10 – May 15, 2026; MTN Bright ran February 1 – May 31, 2026. Foundation deadlines vary — always confirm on the provider's own site.
Does Klintaps University College offer its own scholarship?
Yes — KCoHAS runs a limited internal scholarship open to all Ghanaian students, awarded on both need and merit to brilliant but needy students. Contact the admissions office to ask about current availability.

Go Deeper

Scholarships for Female Students in Ghana (2026)
Scholarships & Financial Aid for Health Science Students

Ready to Apply?

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